I recently spoke at Mercy College to students concerning student loan and credit card debt. During the events I asked students what their biggest fear was upon graduation. Most students seemed concerned with whether or not they would be able to find a job once they graduated, among a list of other concerns such as not being able to pay off loans, and other financial worries. It’s almost time for a whole new class of College students to graduate, so thinking about this and with Mercy College student’s concerns in mind I was inspired to create and share a list of must do’s for new grads!
When my clients come see me, they come to me with a host of issues. The main issue, of course, is debt. They are struggling to pay their bills and they’re struggling with their day-to-day finances. There’s a number of factors that would affect somebody and put them in the position to come see me for a consultation. What happens once they’re here is that we break those issues down, so we can see solutions really clearly.
We’ve all seen the funny “free credit report” commercials with the young men and women who are either stuck living in their parent’s basement due to bad credit, or working a humiliating job at a local restaurant serving customers in pirate hat due to identity theft. Bottom line: You don’t want to be these people.
Although we will admit, these commercials are good for kicks and giggles, these online credit report providers who claim to be “free” are indeed not. The website contains the following fine print:
“When you order your free report here, you will begin your free trial membership in Triple AdvantageSM Credit Monitoring. If you don’t cancel your membership within the 30-day trial period, you will be billed $12.95 for each month that you continue your membership.”