Retirement is a lifelong investment that ideally begins at the start of your career. However, it is never too early or too late to start planning and saving at any age, no matter what your circumstances are or the status of your financial situation. The first step in saving towards your retirement dreams is to become financially literate about retirement saving strategies. Then choose a plan that best suits your goals and get started. While there are different ways to approach retirement planning for each milestone of your career, you can and should start saving as soon as possible.