Has Zwicker & Associates, P.C. recently contacted you? Maybe you’ve received a phone call or a collection letter or been notified of a debt collection lawsuit from the firm. Zwicker & Associates may be trying to contact you to collect on an alleged unpaid debt.
We know how stressful it can be to hear from a debt collector, and you may be wondering where to turn next. The Tayne Law Group can offer you safe and trusted advice on handling your situation and provide options you may not have considered.
Who Are Zwicker & Associates?
Zwicker & Associates is a debt collection law firm that purchases unpaid consumer debt, such as credit card debt, from the original creditor for pennies on the dollar. Then, it turns around and attempts to collect the original amount from the consumer.
Some of the firm’s larger clients include lenders and credit card companies such as American Express, Chase, and Discover. Once the firm has received a debt it claims you owe, it may report the account to the three national credit bureaus, resulting in the account showing up on your credit report.
Is Zwicker & Associates a Real Law Firm?
Yes, it’s a real law firm practicing debt collection and litigation. Though they’re a law firm, this doesn’t necessarily mean you have spoken to or will speak to an attorney. In most cases, you’ll be speaking with a collections agent.
The contact information for Zwicker & Associates is as follows:
Zwicker & Associates
80 Minuteman Road
Andover, Massachusetts 01810-1008
Phone number: (978) 686-2255
Zwicker & Associates Lawsuits
The law firm has been accused of breaking the law with its debt collection practices. In one proposed class-action lawsuit, the plaintiff alleged that the firm sent debt collection letters that didn’t comply with the Fair Debt Collection Practices Act (FDCPA) by not disclosing the amount of the alleged debt.
Zwicker & Associates Complaints and Reputation
As of December 27, 2023, The Consumer Financial Protection Bureau (CFPB) has received 547 complaints about Zwicker & Associates. Complaint topics included:
- Attempts to collect a debt not owed
- Took or threatened to take negative or legal action
- Written notification about a debt
- Communication tactics
- False statements or misrepresentation
- Threatened to contact someone or share information improperly
As of December 27, 2023, Zwicker & Associates has an A+ rating from the Better Business Bureau. Their BBB profile says they have been in business for 42 years and are not accredited by BBB.
Zwicker & Associates is rated 1.24 out of five stars based on 21 customer reviews on the BBB website. They have 58 complaints closed in the last 3 years, with 31 complaints closed in the last 12 months.
If you believe Zwicker & Associates has violated your rights, you can report the agency to your state’s attorney general, the Federal Trade Commission, and the CFPB.
What to Do if You’re Contacted by Zwicker & Associates
Zwicker & Associates is a debt collection law firm, so you must take the correct steps to protect your rights and avoid being taken advantage of.
The firm can also pursue legal action, and if you don’t respond to a Summons and Complaint, the court may enter a default judgment against you, which could result in wage garnishments, a frozen bank account, and more.
Tayne Law Group can help you by educating you about your consumer rights and also help you find the right course of action. We have more than 60 years of debt resolution experience and have dealt with Zwicker & Associates in the past.
In one example, our debt settlement team helped a client resolve a Discover account with an original balance of $10,218, which we settled for $3,055, or 30% of the original.
We know debt, and thus, we know how to resolve it. Call today for a free, no-obligation debt relief consultation and see what a difference a phone call can make. Call today for a free consultation! 1-866-890-7337.
FAQs
If you’re receiving calls from Zwicker and Associates, it’s likely because they are a law firm that specializes in debt collection. They typically contact individuals who have outstanding debts that have been referred to them by creditors.
Yes, Zwicker and Associates is a legitimate law firm. They are known for providing legal services in the area of debt collection. However, as with any debt collection agency, ensuring that any communication you receive is genuine is essential. It’s advisable to ask for verification of the debt and to understand your legal rights and obligations.
Zwicker and Associates is a medium-sized law firm specializing in debt collection. They work with various creditors across the United States to manage and collect outstanding debts.
