Can You Consolidate Debt in Collections? Here’s How

debt consolidation for collections

Loans or credit card debt that have gone to collections can wreak havoc on your finances. It hurts your credit score, and debt collectors start calling you day and night. So you’ll want to find a solution to your debt problems ASAP. Debt consolidation for collections accounts is one option to explore. However, there are […]

Is There a Judgment Against You? How to Find Out and What to Do

how to check if there's a judgment against you

When you borrow money from a lender or creditor, you are legally obligated to repay it. Therefore, if you are not holding up your end of the agreement, the lender or creditor can sue you. If the lender, creditor, or collection agency is successful in the lawsuit, it can result in a judgment against you. […]

Will a Debt Collector Sue and Take You to Court? Here’s What to Know

how often do debt collectors take you to court

If you’ve been contacted by a debt collector about a debt they claim you owe, you may start fearing the worst. You may wonder, can debt collectors take you to court, even if the debt doesn’t belong to you or you’re not obligated to pay? And how often do debt collectors take you to court […]

Debt Collector Threatening to Serve Papers? Here’s What to Do

debt collector threatening to serve papers

If you’re in a financial hole, dealing with lenders or debt collectors can make an already difficult situation worse. If you have a debt collector threatening to serve papers if you don’t pay up immediately, you may be feeling terrified and desperate. But here’s the thing: debt collectors aren’t legally allowed to inform you of […]

How to Dispute Collections: A Step-By-Step Guide (+ Best Dispute Reasons)

black woman looking at bill frustrated

If you’ve found an error on your credit report, there is no reason to let it stay there. As a borrower, you are entitled by law to dispute any errors and have them removed, which can improve your credit score. Below is a step-by-step guide on how to dispute collections. Read it over to learn […]

How to Settle Credit Card Debt When a Lawsuit Has Been Filed

settle credit card debt when a lawsuit has been filed

A lawsuit from a creditor can be scary and stressful. However, with the right plan and attorney on your side, you can resolve your lawsuit and get out of credit card debt for good. One option to consider: debt settlement.  You might be wondering how to settle credit card debt when a lawsuit has been […]

How to Get Out of Your Debt Settlement Contract

How to cancel debt settlement contract

If you’re in over your head with debt, one option for finding relief is debt settlement. This involves negotiating with creditors to pay less than you owe. However, it can require time and skilled negotiation tactics, so many people choose to work with a debt settlement company.  However, you might be wondering if it’s possible […]