No, as a matter of fact, many of our clients are not actually behind on their bills at the time they come to see us.

Many clients are struggling to make their minimum monthly payments or do so without seeing any reduction in the balances they owe. A benefit to our program is helping you get current on the most important bills, such as your mortgage or car payment, and also make it easier to pay those daily expenses by reducing the payments to unsecured creditors. If you’ve been having a tough time just paying for the basics, such as rent or mortgage, grocery bills, childcare, and gas and electric bills, we can help you to relieve your debt stress and make bill paying a whole lot easier. You may even find you actually have money left over after all the bills are paid! Contact us today to get started!