How to Boost Your Cyber Security
The digital age has made society increasingly comfortable with distributing personal information without a second thought.
Recent issues such as the Equifax data breach have many scrambling to protect themselves and their finances. Cyber Security is something to definitely be concerned with; hackers can find out everything from what websites you look at to your personal information such as your social security number, bank accounts, credit card numbers, etc.
Here are steps you should take as a consumer to ensure personal information is safe and secure.
Update Your Devices
The older the software or hardware, the more vulnerable you are to a cybersecurity attack. Any cyber-attack such as malware or some other virus to a targeted attack can be prevented if you update your devices constantly. Companies such as Android and Apple are always improving their software as their vulnerabilities are pointed out, making it crucial you stay up to date to protect yourself and your finances.
Wi-Fi and Bluetooth
Simple things such as connecting to a public Wi-Fi, or using devices such as Bluetooth headphones or a wireless keyboard, could put you at risk of being hacked. It is important to protect your finances by not checking them while on a public Wi-Fi and turning your Bluetooth off when it is not in use. Public Wi-Fi can make you vulnerable on any device, whether it is a smartphone, tablet, or laptop, be sure to protect your finances and yourself while connected to these networks.
Monitor Your Accounts
If your cybersecurity has unfortunately been breached, the best way to catch it is by constantly monitoring the charges which show up in your statements. If you see a problem, immediately call your creditor to have the charge disputed and get a new account. Many people have digitized their finances which can make things much easier while also making you more vulnerable. Protect yourself and your finances by always checking your statements.
Create Strong Passwords
By creating complicated passwords with letters, numbers, and symbols, you are better protecting your finances. It is also important to change your passwords frequently. This will make it harder for hackers to breach your accounts. It is also important to avoid using the same password for multiple accounts, this makes you vulnerable to attacks on all the accounts which share the same password.
Tape it Up!
It may sound silly, but many cybersecurity experts place tape over their laptop cameras and their microphones in order to protect themselves. This will prevent hackers from overhearing or seeing anything they shouldn’t which could potentially put you in jeopardy of being hacked. This can also be extended to the issue with Smart TVs. Smart TV makers have been made aware that hackers could potentially hack into the TV system and use it to eavesdrop in on families.
Lastly, if you are a victim of identity theft, don’t panic! All banks are aware of the situation and should be understanding if any fraud occurs on your account. If you do find yourself in a debt issue, make sure to take the proper steps to get your finances back in order. This might mean consulting a debt attorney to help you get started.Have any other tips? Need help recovering your finances? Feel free to leave a comment below or give us a call!