Category: Debt Help

merchant cash advance breach of contract

What Happens with a Merchant Cash Advance Breach of Contract Lawsuit?

As with a small business loan, a merchant cash advance (MCA) involves a contract between you and your provider. If you stop making your payments, it could result in a merchant cash advance breach of contract, and the MCA lender could sue you. Dealing with merchant cash advance legal issues can be a pain for […]

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What Is a Merchant Cash Advance?

A merchant cash advance is an alternative financing option for small business owners, particularly those that don’t have a good enough credit history or haven’t been in business long enough to qualify for traditional business financing. But while a merchant cash advance may have an easy approval process, the cost might not be worth it. […]

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merchant cash advance regulation

Are Merchant Cash Advances Regulated?

It’s common for a small business owner in need of cash to turn to a merchant cash advance (MCA). This form of alternative financing is designed to help startups, small companies, and other businesses come up with extra funds when cash flow is tight and needed fast. They’re also attractive to business owners with poor […]

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How Does a Merchant Cash Advance Impact Your Credit Score?

If you’re a small business owner, you may have come across one financing option known as a merchant cash advance (MCA). One of the reasons an MCA can be attractive is the fact that you can qualify for one even if your personal or business credit isn’t in great shape. However, you might wonder if […]

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defaulting on merchant cash advance

What Happens if I Default on a Merchant Cash Advance?

As a small business owner, sometimes you need extra cash to keep your business operating smoothly. Merchant cash advances (MCAs) have become a popular source of fast business financing. Unfortunately, they don’t have the same benefits and protections of a traditional business loan. The high fees and tricky contracts associated with MCAs can threaten your […]

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are merchant cash advances legal

Are Merchant Cash Advances Legal?

As a business owner, the ability to borrow money is key to keeping your company running. Sometimes you need extra funds to buy inventory, pay employees, or simply remain cash flow positive.  One form of financing that has become popular is the merchant cash advance. These often come with relaxed credit requirements and fast funding […]

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stop paying merchant cash advance

How Do I Stop Paying an MCA?

If you took out a merchant cash advance to cover business expenses, you might be regretting that decision now. MCAs are tricky agreements that can trap you in a cycle of debt if you aren’t careful. So if you’re struggling with MCA debt, you might be wondering if you can stop paying. Here’s what you […]

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woman with head on hand thinking

How To Remove Settled Accounts From Credit Reports

Settling a debt has a major impact on your credit. In fact, you might find that your score went down after a debt settlement. So is it possible to have that settled account removed from your credit report? Below, we’ll look more closely at how debt settlement affects your credit and how to remove settled […]

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debt consolidation for collections

Can You Consolidate Debt in Collections? Here’s How

Loans or credit card debt that have gone to collections can wreak havoc on your finances. It hurts your credit score, and debt collectors start calling you day and night. So you’ll want to find a solution to your debt problems ASAP. Debt consolidation for collections accounts is one option to explore. However, there are […]

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how to check if there's a judgment against you

Is There a Judgment Against You? How to Find Out and What to Do

When you borrow money from a lender or creditor, you are legally obligated to repay it. Therefore, if you are not holding up your end of the agreement, the lender or creditor can sue you. If the lender, creditor, or collection agency is successful in the lawsuit, it can result in a judgment against you. […]

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Every situation is unique. We’ll work with you to find a solution that resolves your debt and frees up your cash flow.

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We have more than 20+ years of experience providing clients with debt relief.

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We work with all creditors, whether you’re dealing with a collections firm, a national bank, credit union, or another lender.

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