Personal Finance Archives

Debt Collection Basics: How to Respond to a Collection Letter from an Attorney

October 26, 2021 / by Tayne Law Group / debt help, Debt Relief, Personal Finance / 0 comments

Receiving a debt collection letter can be an anxiety-producing experience. If you’ve recently gotten one in your mailbox, you’re likely looking for someone to turn to for help with a collection letter. Fortunately, we have the information you need before moving forward. Below is a guide to how to respond to a collection letter from […]

Can You Inherit Debt of a Parent or Spouse? What to Know Before Making Any Payments

October 19, 2021 / by Tayne Law Group / Co-Signing Loans, Credit Cards, debt help, Debt Relief, Family Finance, Personal Finance / 0 comments

If your parents or spouse has recently passed away, you may stand to inherit some things from them. However, one thing that you do not want to inherit is their debt. With that in mind, we have decided to answer the question, “Can you inherit debt?” Keep reading to learn when you might be on […]

Debt Relief vs. Bankruptcy: Which One is the Better Option?

October 12, 2021 / by Tayne Law Group / debt help, Debt Relief, debt settlement, From the Blog, Personal Finance / 0 comments

If you are struggling to handle your debts, you may have looked into some of your options. In that case, you have probably found two main ways to resolve debts: filing for bankruptcy and pursuing debt relief. You may be wondering which is the right option for you. In that case, keep reading. We’ve taken […]

What Percentage Should I Offer to Settle Debt?

October 5, 2021 / by Tayne Law Group / Business Debt Relief, debt help, Debt Relief, debt settlement, Personal Finance, Tayne Law Group, Your Credit / 0 comments

If you’ve considered a debt settlement before, you may be wondering, “What percentage should I offer to settle my debt?” While there is no one-size-fits-all answer to this question, there are a few guidelines that you can follow to help you come up with a number that works for you. In light of that, we […]

How Student Loans Affect Your Credit Score

September 28, 2021 / by Tayne Law Group / College Finance, Debt Relief, From the Blog, Housing, Personal Finance, Student Loan Debt, Student Loans, Student Loans / 0 comments

If you have student loans to your name, you’ve likely wondered, “How do student loans affect your credit score?” In truth, they do have an impact on your score. However, the good news is that borrowers have control over the type of impact they experience, specifically whether it is positive or negative. We’ve created a […]

Is Borrowing From 401k to Pay Off Debt a Good Idea?

September 21, 2021 / by Tayne Law Group / debt help, Debt Relief, Getting Rid of Debt, Personal Finance, Retirement, Your Credit / 0 comments

If you have credit card debt, but you have some retirement savings, there’s a good chance that you’ve thought about borrowing from a 401(k) to pay off debt. While borrowing from your retirement account is certainly an option, like any other financial decision, it does come with its own pros and cons. With that in […]

How to Dispute Collections: A Step-By-Step Guide for Borrowers

September 14, 2021 / by Tayne Law Group / debt help, Debt Relief, From the Blog, Personal Finance, Your Credit / 0 comments

If you’ve found an error on your credit report, there is no reason to let it stay there. As a borrower, you are entitled by law to dispute any errors and have them removed, which can improve your credit score. Below is a step-by-step guide on how to dispute collections. Read it over to learn […]

Personal Finance 101: Should I Save or Pay Off Debt?

September 7, 2021 / by Tayne Law Group / Better Budgeting, debt help, Debt Relief, Family Finance, From the Blog, Getting Rid of Debt, Personal Finance, Saving for College, Student Loan Debt, Tayne Law Group / 0 comments

Every day, many Americans ask themselves, “Should I save or pay off debt?” If you’ve asked yourself that question recently, you’re not alone. In light of that, we have taken the liberty of answering this question once and for all. Keep reading to learn whether it makes sense to save first or to pay down […]

How to Rebuild Credit after Bankruptcy

August 31, 2021 / by Tayne Law Group / Credit Cards, debt help, From the Blog, Personal Finance, Tayne Law Group, Uncategorized, Your Credit / 0 comments

Improving your credit score after bankruptcy is no small feat, but it can be done. All it takes is a bit of hard work and perseverance. With that said, below is a practical guide on how to rebuild credit after bankruptcy. If you follow the steps below, you can eventually see your score start to […]

How to Write a Credit Dispute Letter

August 24, 2021 / by Tayne Law Group / debt help, Debt Relief, DIY, Personal Finance, Your Credit / 0 comments

According to a recent investigation by Consumer Reports, a third of Americans have errors on their credit reports. If you happen to fall in that unlike a percentage, you might be wondering what you can do about it. In that case, your best move may be to write a credit dispute letter. Put simply, this […]

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