Frequently Asked Questions & Resources

Sort through our frequently asked questions to learn more about your debt and our debt relief program.
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Jefferson Capital Systems, LLC

Jefferson Capital Systems LLC purchases charged-off debt

Has Jefferson Capital sent you a debt collection letter? Or have you received phone calls? Does Jefferson Capital Systems want to speak with you about an alleged unpaid debt owed? There’s a possibility that your collection matter can become a debt collection lawsuit, resulting in a judgment placed against you.

If there already is a default judgment against you, the Tayne Law team will be dedicated and focused on helping you make the best possible decisions for your case, so it gets resolved fast and for less than you owe to the creditor.

Together our team has over 60 years of combined experience in the debt resolution and debt collection industry. We know debt and we know how to resolve it. The majority of our cases are resolved with the creditor prior to going to Court and we are able to reach settlements for our clients with the best possible payment strategies.

Who is Jefferson Capital Systems?

You may be wondering if Jefferson Capital Systems is a scam. Jefferson Capital Systems, LLC is a certified debt collection agency. When a consumer fails to pay a loan or credit card account, the account can charge off after many attempts of the original creditor trying to collect money. This charge off will generally show up as a negative item on your credit report and can lower your credit score. When debt becomes charged off, third-party debt collection companies such as this purchase the account for pennies on the dollar.

Always know your right before speaking with debt collectors. The contact information for Jefferson Capital Systems, LLC is as follows:

16 McLeland Road
Saint Cloud, MN 56303-2198
Phone number: (800) 281-2793

The main risk consumers face when dealing with debt collection agencies is some might not always follow the Fair Debt Collection Practices Act (FDCPA). According to consumer complaints on Jefferson Capital Systems, LLC, Better Business Bureau (BBB) profile, several complaints allegedly state a violation of the FDCPA.

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Working with our team will give you peace of mind that your debts are being handled as efficiently as possible. Call today for a free, no-obligation debt relief consultation. See the difference the call makes in your life! Call now for a free consultation 1-866-890-7337.

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We know there are a million questions to ask, which is why we maintain a strict no-billing policy. As a client, you can ask us about credit cards, debt consolidation, your credit report, anything really, and we won’t send you an unexpected bill. Instead, you make one low monthly payment that fits your budget. By keeping it simple, you can have peace of mind and focus on paying down your debt.

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Why people choose Tayne Law

A debt relief law firm

Personalized Program

Every situation is unique. We’ll work with you to find a solution that resolves your debt and frees up your cash flow.


You make one low monthly payment and will never get an unexpected bill.

Experienced Debt Attorneys

We have more than 20-years of experience providing clients with debt relief.

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As a law firm, our attorneys follow strict client confidentiality. Our services are discrete and effective.

Work with Creditors

We work with all creditors, whether you’re dealing with a collections firm, a national bank, credit union, or another lender.

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