Frequently Asked Questions & Resources

Sort through our frequently asked questions to learn more about your debt and our debt relief program.
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When should I consider bankruptcy?

Bankruptcy should always be seen as a last resort in solving financial problems.

Bankruptcy is a short term solution that could ‘backfire’ on you down the road. Our firm generally advises that bankruptcy be considered as a last resort when you can no longer afford basic necessities. We do not handle bankruptcy matters for clients but can always refer you to qualified reputable bankruptcy attorneys in your area as a last resort.

Filing for bankruptcy is more of a drastic choice than many people realize. Debt consolidation, the solution we recommend, creates a much stronger financial foundation for clients than bankruptcy ever could. However if at any time during the program you wish to learn more about the pros and cons of declaring bankruptcy, we can schedule for you (at no additional cost) a consultation with an attorney in our firm. We want you to be comfortable with and successful in resolving your debt problems. As you’ll discover from working with us, our firm will do all it can to protect your best interests and provide you with helpful information, guidance, and support.

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Ask us anything

We know there are a million questions to ask, which is why we maintain a strict no-billing policy. As a client, you can ask us about credit cards, debt consolidation, your credit report, anything really, and we won’t send you an unexpected bill. Instead, you make one low monthly payment that fits your budget. By keeping it simple, you can have peace of mind and focus on paying down your debt.

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Why people choose Tayne Law

A debt relief law firm

Personalized Program

Every situation is unique. We’ll work with you to find a solution that resolves your debt and frees up your cash flow.


You make one low monthly payment and will never get an unexpected bill.

Experienced Debt Attorneys

We have more than 20-years of experience providing clients with debt relief.

Confidential & Trusted

As a law firm, our attorneys follow strict client confidentiality. Our services are discrete and effective.

Work with Creditors

We work with all creditors, whether you’re dealing with a collections firm, a national bank, credit union, or another lender.

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