Frequently Asked Questions & Resources

Sort through our frequently asked questions to learn more about your debt and our debt relief program.
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Being Sued For Debt

If you are being sued for your unpaid debts, it can be scary and you may not know where to turn.

It may be shocking if you receive a judgment on an unpaid debt and you may not know what to do. Being sued means your creditor has filed paperwork requesting that a judge order you to repay your debt. If, after reviewing all of the paperwork, the judge agrees with the creditor your debt becomes part of the public record and your creditor has a legal claim against you called a judgment. This is a legal determination by the judge that you are now a “judgment debtor” and owe your creditor (now a “judgment creditor”) a certain amount of money. If you do not show up in court, which I do not recommend—you have a much better chance of pleading your case in person–the judge could order a default judgment against you.

A judgment is serious because it takes your case to the next level of debt collection and the unpleasant measures that come with it. These could include wage garnishment, freezing your bank accounts or seizing your property and you may not receive any prior notice. If you find yourself being sued by your creditor, contact a reputable debt attorney who can help you.

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We know there are a million questions to ask, which is why we maintain a strict no-billing policy. As a client, you can ask us about credit cards, debt consolidation, your credit report, anything really, and we won’t send you an unexpected bill. Instead, you make one low monthly payment that fits your budget. By keeping it simple, you can have peace of mind and focus on paying down your debt.

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Why people choose Tayne Law

A debt relief law firm

Personalized Program

Every situation is unique. We’ll work with you to find a solution that resolves your debt and frees up your cash flow.

No-billing
Policy

You make one low monthly payment and will never get an unexpected bill.

Experienced Debt Attorneys

We have more than 20-years of experience providing clients with debt relief.

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As a law firm, our attorneys follow strict client confidentiality. Our services are discrete and effective.

Work with Creditors

We work with all creditors, whether you’re dealing with a collections firm, a national bank, credit union, or another lender.

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