Frequently Asked Questions & Resources

Sort through our frequently asked questions to learn more about your debt and our debt relief program.
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Can a creditor garnish my paycheck?

If a judgment has been filed against you because of nonpayment of debt, it is possible that your creditor may garnish your pay check.

This is known as wage garnishment. Wage garnishment is one of the first methods debt collectors will likely go to collect on their debt.  If you have a job and wage garnishment is legal in your state it is the most dependable way for them to get paid. If it goes to wage garnishment, your employer will be notified. They will garnish a percentage of your wages (the maximum varies for state to state, visit your local attorney general to find out how much applies in your state) until the debt is repaid (usually with interest).

You can object to the wage attachment by requesting a court hearing. In some states, the attachment can’t begin until after the hearing, unless you give up your right to a hearing. In most states, however, as long as you have the opportunity to have your objection promptly considered, the attachment can take effect immediately. This means you will receive a notice and have an opportunity to respond then the wage garnishment can take effect. If you have received notice that your wages are going to be garnished or if you are afraid they may be garnished, contact a debt relief law firm for assistance.

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We know there are a million questions to ask, which is why we maintain a strict no-billing policy. As a client, you can ask us about credit cards, debt consolidation, your credit report, anything really, and we won’t send you an unexpected bill. Instead, you make one low monthly payment that fits your budget. By keeping it simple, you can have peace of mind and focus on paying down your debt.

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Why people choose Tayne Law

A debt relief law firm

Personalized Program

Every situation is unique. We’ll work with you to find a solution that resolves your debt and frees up your cash flow.


You make one low monthly payment and will never get an unexpected bill.

Experienced Debt Attorneys

We have more than 20-years of experience providing clients with debt relief.

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As a law firm, our attorneys follow strict client confidentiality. Our services are discrete and effective.

Work with Creditors

We work with all creditors, whether you’re dealing with a collections firm, a national bank, credit union, or another lender.

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