A creditor can file a property lien on your home to satisfy an unpaid debt.

A judgment creditor can get a “writ of execution” from the court and go after your personal property by instructing the sheriff or marshal to “levy” a lien on it. A property lien is a public notice that a creditor claims you owe money.  A lien affects you because it makes your title have a derogatory mark on it and in order to sell or refinance property, you must have clear title. To clear up the title, you must pay off the lien. This is why many, creditors use this method—because whether the house is sold, or the owner is looking to modify the mortgage or refinance, they must clear the title in order to do that.

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I just wanted to thank your entire staff at The Law Offices of Leslie H. Tayne, for helping me get out of debt. If it wasn’t for your firm, I would have never been able to resolve my $13k worth of debt in less than 3 years. Your staff did a great job, I was finally able to buy myself a brand new car without using a cosigner. I can’t tell you again how happy I am. I would recommend your services to anyone.

L.C. Client 2007-2009

I sleep like a baby at night now because of the work that you and your office have done. Rest assured that I will refer anyone I know to your office with conditions that are similarly circumstanced.

R.S. Client 2012-2014

You have been very helpful at first directing me in the right direction when I had no clue how to go about handling everything, I really appreciated all your advice and help and hope we can work something out. Thanks again for all your help and kind words, and patience.

D.M. Client 2009-2012

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