Frequently Asked Questions & Resources

Sort through our frequently asked questions to learn more about your debt and our debt relief program.
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Portfolio Recovery Associates

Have You Been Contacted by Portfolio Recovery Associates?

Maybe you’ve received a phone call or a debt collection letter from Portfolio Recovery Associates and now you’re not sure whether to contact them and what to do about the debt they say you owe them. Here at the Tayne Law Group, we have over 60 years of combined debt resolution experience. Our firm has been around longer than any other NY debt resolution and bankruptcy avoidance law firm. Call and find out today how we can help resolve your debts, 1-866-890-7337! All phone consultations are free always!

Who are they?

Portfolio Recovery Associates is a large debt collection agency who purchases delinquent accounts from banks and creditors like Citibank debt, Bank Of America debt, Dell Financial debt, GE Capital debt, Express debt, Gap Debt, Lowes debt, Lord & Taylor debt, JC Penny Debt and Old Navy debt. When Portfolio Recovery Associates purchases a debt that you owed to a creditor, they now have the right to collect on this debt.

The contact information for Portfolio Recovery Associates is as follows:

120 Corporate Boulevard
Norfolk, VA 23502
P: (800) 772-1413

What is Portfolio Recovery Associate’s reputation as debt collectors?

According to a Bloomberg News Report, Portfolio Recovery Associates broke New York law by trying to collect on accounts that were too old. They later agreed to drop collections on the accounts, and pay penalties to settle the allegations. If you believe Portfolio Recovery Associates has broken debt collection practice laws, contact Tayne Law Group today! We have offices in Long Island, Manhattan, and Westchester meet with us at a location that’s convenient for you.


COMFORT: Working with the right debt resolution law firm who prioritizes you and your needs, the Tayne Law Group experience will give you peace of mind.

EXPERIENCE:In settling accounts with Portfolio Recovery. For example, a client came to us with a PC Richards account with a balance of $4,063.99. Our talented team at TLG settled the account for $1,628.04, or 40% of the original balance! Another happy client!

KNOWLEDGE: Working with the debt resolution law firm with the kind of experience that we have in the debt resolution and collection industry helps you know that your debts are being handled in the best possible way.

Call today for a free, no obligation debt help consultation. See what a difference one phone call can make! 1-866-890-7337

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We know there are a million questions to ask, which is why we maintain a strict no-billing policy. As a client, you can ask us about credit cards, debt consolidation, your credit report, anything really, and we won’t send you an unexpected bill. Instead, you make one low monthly payment that fits your budget. By keeping it simple, you can have peace of mind and focus on paying down your debt.

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Why people choose Tayne Law

A debt relief law firm

Personalized Program

Every situation is unique. We’ll work with you to find a solution that resolves your debt and frees up your cash flow.


You make one low monthly payment and will never get an unexpected bill.

Experienced Debt Attorneys

We have more than 20-years of experience providing clients with debt relief.

Confidential & Trusted

As a law firm, our attorneys follow strict client confidentiality. Our services are discrete and effective.

Work with Creditors

We work with all creditors, whether you’re dealing with a collections firm, a national bank, credit union, or another lender.

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