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POS Financing: What Small Businesses Must Know Before You Borrow

When small business owners need fast access to capital, point-of-sale (POS) financing can seem like a no-brainer. With funds deposited in days and repayments tied directly to daily sales, this type of funding offers speed and simplicity that traditional loans often lack.  However, while the convenience is appealing, POS financing can carry hidden costs and […]

Merchant Cash Advance Default Rates: Causes, Consequences, and How to Avoid Default

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A merchant cash advance (MCA) can provide access to capital for your small business. However, this alternative form of business financing can be incredibly expensive. As a result, the merchant cash advance default rate can be much higher compared to other types of business loans. If you’re thinking about using an MCA to fund your […]

Expert Tips For Financial Goals In 2025

In my work as a debt resolution attorney, I often see firsthand how financial stress can impact individuals and families. The beginning of a new year is the perfect time to set goals that will bring you closer to financial security and peace of mind. Here are the top financial goals to aim for in […]

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