Credit Card Settlement vs. Bankruptcy: How to Choose the Right Debt Relief Option

If you’re overwhelmed with your credit card debt and you’ve exhausted your traditional repayment options, you may decide to consider either debt settlement or bankruptcy. Both of these debt relief options can alleviate some of the financial pressure your debt has caused and provide you with a fresh start to move forward. Debt settlement and […]
POS Financing: What Small Businesses Must Know Before You Borrow

When small business owners need fast access to capital, point-of-sale (POS) financing can seem like a no-brainer. With funds deposited in days and repayments tied directly to daily sales, this type of funding offers speed and simplicity that traditional loans often lack. However, while the convenience is appealing, POS financing can carry hidden costs and […]
Merchant Cash Advance Default Rates: Causes, Consequences, and How to Avoid Default

A merchant cash advance (MCA) can provide access to capital for your small business. However, this alternative form of business financing can be incredibly expensive. As a result, the merchant cash advance default rate can be much higher compared to other types of business loans. If you’re thinking about using an MCA to fund your […]