21 09 0
If you have credit card debt, but you have some retirement savings, there’s a good chance that you’ve thought about borrowing from a 401(k) to pay off debt. While borrowing from your retirement account is certainly an option, like any other financial decision, it does come with its own pros and cons. With that in […]
14 09 0
If you’ve found an error on your credit report, there is no reason to let it stay there. As a borrower, you are entitled by law to dispute any errors and have them removed, which can improve your credit score. Below is a step-by-step guide on how to dispute collections. Read it over to learn […]
7 09 0
Every day, many Americans ask themselves, “Should I save or pay off debt?” If you’ve asked yourself that question recently, you’re not alone. In light of that, we have taken the liberty of answering this question once and for all. Keep reading to learn whether it makes sense to save first or to pay down […]
31 08 0
Improving your credit score after bankruptcy is no small feat, but it can be done. All it takes is a bit of hard work and perseverance. With that said, below is a practical guide on how to rebuild credit after bankruptcy. If you follow the steps below, you can eventually see your score start to […]
24 08 0
According to a recent investigation by Consumer Reports, a third of Americans have errors on their credit reports. If you happen to fall in that unlike a percentage, you might be wondering what you can do about it. In that case, your best move may be to write a credit dispute letter. Put simply, this […]
17 08 0
When you have bad credit, it can sometimes feel like your financial options are limited. Fortunately, there are things you can do to take control of your debt and improve your credit score. Below is a guide on how to consolidate debt with bad credit. Read it over to get a sense of the steps […]
10 08 0
Per the latest numbers from Debt.org, the average American household carried $5,315 worth of credit card debt in the fourth quarter of 2020. With numbers like those, it’s no surprise that many would-be-homebuyers wonder, “Can you buy a house with credit card debt?” The short answer is, yes, it is possible to buy a house […]
3 08 0
When you’re in debt and want to get out of the cycle for good, one of the first steps you can take is creating a debt repayment plan. With that in mind, we’ve created a guide on how to create a debt payoff plan below. If you follow these steps, there’s a good chance that […]
27 07 0
If you’ve been struggling with debt for a while, you may have heard about debt settlement. But did you know that the settlement process often starts with writing a letter? In light of that, we’ve created a guide to writing a settlement letter for debt settlement. So, read on to learn what a debt settlement […]
20 07 0
While many borrowers may have heard of debt consolidation as a strategy for paying down debt faster, few people have an idea of how to answer the question “How does debt consolidation work?” With that in mind, we’ve created a primer on the subject below. Keep reading to learn more about how consolidating your debt […]
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