Trusted Attorneys for Help with
Debt Collection

Why choose our debt help litigation services?

  • You’ve been sued by a creditor
  • You’re behind on payments
  • You’ve received a judgment against you

If you’re experiencing one or more of the above, Tayne Law Group can provide the support you need. Schedule your free, no-obligation phone consultation with our legal team today.

What We Offer
The Competition

Feature No surprise fees Free attorney consult Personalized relief plan Covers a variety of debt No call centers
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Success Stories

From 2015–2022, Leslie has been continuously recognized as a New York Super Lawyer.

How it works

  • Free Consultation

    Speak with an attorney without fees or obligation to use our services. We’ll discuss your current situation and potential solutions, then deliver our recommendation with a manageable monthly payment plan proposal.

  • Payment Plan

    As soon as your first payment is made, we begin the debt resolution process by contacting the creditor.

  • Negotiation

    We work with creditors toward a settlement as you make payments. This process can take anywhere from months to years, depending on your unique circumstances and the creditors.

  • Resolution

    As soon as we reach a favorable resolution, we’ll inform you with everything you need to move forward and put this debt behind you.

To get started, call (866) 890-7337.
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Why people choose Tayne Law

A debt relief law firm

Personalized Program

Every situation is unique. We’ll work with you to find a solution that resolves your debt and frees up your cash flow.


You make one low monthly payment and will never get an unexpected bill.

Experienced NY Debt Attorneys

We have more than 20+ years of experience providing clients with debt relief.

Confidential & Trusted

As a law firm, our attorneys follow strict client confidentiality. Our services are discrete and effective.

Work with Creditors

We work with all creditors, whether you’re dealing with a collections firm, a national bank, credit union, or another lender.

A law firm you can trust

Consider us your guide to the stress-filled world of debt and rest assured you and your money are in good hands when you work with us. Unlike other debt relief companies, our debt collection defense attorneys are held to the highest ethical standards. If you’re being contacted by aggressive debt collectors, we can help field those calls and letters. And we’ll be on your side in court, with a plan to get the best outcome of any debt collection lawsuit. Our open door policy and commitment to your best interests mean no surprise bills or monthly service charges.

Wherever you're from, find out how we can help

While our offices are based in New York, we work with clients from around the world. Laws and regulations vary by state, and you don’t need to navigate them alone!

Whether you have a judgment against you or you’re in the process of being sued, we know how overwhelming and confusing it can be. 

Give us a call – we’re ready to help.

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In August 2021,
21% of New Yorkers
had a form of debt in collections

According to

People are asking

If you believe a debt was sent to collections in error, your first step should be to dispute it with the collection agency. If that doesn’t lead to a resolution, you may need to hire a debt help lawyer. An experienced debt defense attorney can walk you through your options when you have an account in collections or one that’s being threatened to go into collections.

First, know that a debt collector can’t threaten to sue a debtor unless they have the legal right to do so. If they’re going after a time-barred debt, for example, you can’t be sued if the statute of limitations has passed. If the lawsuit is valid, it’s important to take it seriously and contact an experienced debt help attorney right away. Either way, you should hire a debt collection defense lawyer who can examine your debt and advise the best course of action, whether that’s defending you in court, negotiating a settlement, or even filing a counterclaim against a creditor.

A judgment is the result of losing a lawsuit in court. A creditor must normally sue you in order to obtain one, but that is not always the case. If the creditor successfully wins the lawsuit in court and obtains a judgment against you, they can use stronger tools to collect the debt from you, including garnishing your wages, freezing your bank account, and/or placing a lien against your property.

If you fail to respond to a lawsuit, or the court finds that you do owe the debt in question, you will end up with a default judgment or other judgment against you. At this point, you have several choices for how to proceed. An experienced debt relief attorney can help you decide the best route to take with a judgment against you. That could include deciding whether to pay the judgment or going to court to challenge it. But don’t wait — a judgment can have lasting, long-term consequences for your ability to borrow, your credit, and your finances if it’s not handled right away

Debt collectors are required by law to verify your debt if requested. This means they must prove that you owe the debt, the amount owed, and that they are the ones owed the debt. If the creditor can’t validate this information, then you may not have to pay the debt in question. It’s a good idea to involve an experienced debt help attorney when verifying a debt to ensure it’s done properly.

Yes. If your bank account was frozen by a creditor, call our offices right away. We can contact your creditor and resolve the debt as quickly as possible so you can access your bank account funds again.

Yes. If your wages are being garnished by a creditor, call our offices ASAP.  In some cases, handling wage garnishment can be too complicated or time-consuming to do on your own. We’re experienced in resolving judgments, liens and frozen bank accounts and can help you.

The amount you end up settling for will depend on a few factors, including how much you owe, how far behind you are on payments, who you owe, and more. A reputable debt settlement attorney will have the right connections and negotiation skills to get you the best deal possible, quickly and within your budget.

Debt collectors have to operate according to the rules outlined in the Fair Debt Collection Practices Act (FDCPA) on consumer-based debts. According to the law, a debt collection agency may call you, but only between the hours of 8 am and 9 pm. They may also contact you via U.S. mail, email, or social media. However, debt collector contact cannot be excessive or harassing in any way. Collectors also must stop contacting you if you request, except in the case to share important legal updates.

The statute of limitations on debt refers to the length of time a creditor has to file a debt lawsuit against you or collect the debt legally. Once the statute of limitations has passed, you can no longer be sued for a delinquent time-barred debt. The exact period depends on the state, but it’s typically three to six years. The statute of limitations on debt in New York, for instance, has recently been updated to three years. Call us to see if your debt is out of statute.

Still have questions? Call (866) 890-7337

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