November 20, 2020 / by Tayne Law Group / debt help, Debt Relief, debt settlement, Tayne Law Group / 0 comments
When you know you have debt that’s gone to collections, it’s a stressful financial situation to be in. You might find yourself wondering what rights you have, can debt collectors call your work and expose information to your employer, or what methods of contact are legal altogether.
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Is Student Loan Settlement an Option?
February 23, 2021 / by Tayne Law Group / College Finance, Debt Relief, debt settlement, Student Loan Debt, Student Loans, Student Loans / 0 comments
The student loan debt crisis has worsened over the last decade, with an average balance of more than $30,000. If you’re struggling to keep up with your monthly payments, you may be wondering, “Can you settle student loans?”
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Top Debt Collector Scams to Watch Out For
February 16, 2021 / by Tayne Law Group / debt help, debt settlement, From the Blog, Personal Finance, Tayne Law Group / 0 comments
Whether you owe money on a past-due debt or not, you may be the target of debt collector scams. These scams typically include harassment and threats of all kinds. However, when you try to get the information you’re entitled to by law, they balk.
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Does Debt Consolidation Hurt Your Credit?
February 9, 2021 / by Tayne Law Group / Credit Cards, Debt Relief, From the Blog, Personal Finance, Tayne Law Group, Your Credit / 0 comments
Consolidating debt can have a significant positive impact on your finances, especially if it helps you pay down your debt more quickly and with interest savings. But you may be wondering, “Does debt consolidation hurt your credit score?”
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What Is the Statute of Limitations on Debt?
February 1, 2021 / by Tayne Law Group / Debt Relief, From the Blog, Personal Finance, Tayne Law Group / 0 comments
If you’ve stopped making payments on a debt balance, your lender or a debt collection agency will likely start actively trying to collect within a handful of months. But states have instituted a statute of limitations on debt, which can help protect you from old debts.
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Are Debt Consolidation Companies Worth It?
January 25, 2021 / by Tayne Law Group / debt help, Debt Relief, From the Blog, Getting Rid of Debt, Personal Finance, Tayne Law Group / 0 comments
Debt consolidation is an umbrella term that includes many different approaches to paying off debt. For example, many debt settlement companies advertise themselves as debt consolidation companies, even if they don’t use traditional consolidation programs.
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How Long Do Collections Stay on Your Credit Report?
January 20, 2021 / by Tayne Law Group / Debt Relief, Tayne Law Group, Your Credit / 0 comments
Collection accounts can hurt your credit to the point where it can be difficult to qualify for a loan or credit card. Over time, though, the negative impact of a collection account can diminish.
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Can Debt Collectors Call Your Work?
November 20, 2020 / by Tayne Law Group / debt help, Debt Relief, debt settlement, Tayne Law Group / 0 comments
When you know you have debt that’s gone to collections, it’s a stressful financial situation to be in. You might find yourself wondering what rights you have, can debt collectors call your work and expose information to your employer, or what methods of contact are legal altogether.
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How to Settle Credit Card Debt (Before Going to Court)
November 2, 2020 / by Tayne Law Group / Credit Cards, debt help, Debt Relief, debt settlement, From the Blog, Getting Rid of Debt, Personal Finance, Your Credit / 0 comments
When you borrow money from a creditor, you have a legal obligation to repay it. As a result, having unpaid credit card debt can lead to a lawsuit.
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How to Consolidate and Pay Off Small Business Debt
October 27, 2020 / by Tayne Law Group / Business Credit Score, Business Debt Relief, Debt Relief, From the Blog, Getting Rid of Debt, MCA debt relief, Merchant Cash Advance Loans, Personal Finance, Your Credit / 0 comments
Owning a business often comes with many ebbs and flows. Sometimes your cash flow hits a snag or unexpected expenses come up suddenly. These situations can leave you strapped for cash, which can make paying your bills difficult.
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Should You Use Savings to Pay Off Debt?
October 23, 2020 / by Tayne Law Group / Better Budgeting, Debt Relief, From the Blog, Getting Rid of Debt, Money Saving Tips, Personal Finance / 0 comments
Should You Use Savings to Pay Off Debt? Having a healthy savings account is always a good idea. It helps financially protect you from the unexpected and can help you reach financial goals. But if you’re also sitting on some debt, you may consider using your savings to pay it off.
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