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Owning a business often comes with many ebbs and flows. Sometimes your cash flow hits a snag or unexpected expenses come up suddenly. These situations can leave you strapped for cash, which can make paying your bills difficult.
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Should You Use Savings to Pay Off Debt? Having a healthy savings account is always a good idea. It helps financially protect you from the unexpected and can help you reach financial goals. But if you’re also sitting on some debt, you may consider using your savings to pay it off.
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When your business is struggling, you may be tempted to find the quickest and easiest way to get cash. But beware of financing options that sound too good to be true.
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Dealing with credit card debt can be crippling. And if you’re looking for relief, you may be wondering if credit card debt forgiveness is possible for you.
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Whenever you borrow money, you have a legal obligation to repay it in full. Settling debt for less than you owe is a possibility. But because it means you’re not completely fulfilling your obligation, there may be tax consequences.
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When you borrow money from a lender or creditor, you are legally obligated to repay it. Therefore, if you are not holding up your end of the agreement, the lender or creditor can sue you.
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Having your bank account frozen can be scary and stressful when your credit card is being denied and your checks are bouncing.
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2020 has been a challenging year for all of us. As the COVID-19 pandemic has wreaked havoc worldwide, small businesses have not been spared.
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Back-to-school is going to look very different this year. This fact, along with the impact the COVID-19 pandemic has had on families’ finances, could greatly affect how back-to-school spending as the fall approaches.
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Business and personal credit share many similarities. Having good credit — for businesses and individuals — often means better access to loans.
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