By Leslie H. Tayne, Esq.
January 25, 2023
Unfortunately, debt is a way of life for most Americans. In 2021, total outstanding consumer debt reached a record $15.6 trillion, according to new data from the Federal Reserve Bank of New York. A large chunk of that debt came from mortgages and credit card balances, which increased by $52 billion in the last three […]
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By Leslie H. Tayne, Esq.
November 9, 2021
In today’s world, most of us are bogged down by student loan debt. In fact, the average American has over $39,000 worth of student loan debt in 2021, according to data from the Education Data Initiative. However, while paying off that amount of debt can be hard, the consequences of not paying it can be […]
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By Leslie H. Tayne, Esq.
September 28, 2021
If you have student loans to your name, you’ve likely wondered, “How do student loans affect your credit score?” In truth, they do have an impact on your score. However, the good news is that borrowers have control over the type of impact they experience, specifically whether it is positive or negative. We’ve created a […]
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By Leslie H. Tayne, Esq.
September 7, 2021
Every day, many Americans ask themselves, “Should I save or pay off debt?” If you’ve asked yourself that question recently, you’re not alone. In light of that, we have taken the liberty of answering this question once and for all. Keep reading to learn whether it makes sense to save first or to pay down […]
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By Leslie H. Tayne, Esq.
March 30, 2021
The student loan debt crisis is real and, for many people, financially crippling. While various programs and strategies can help you reduce your monthly payments, cut interest rates, and even get help paying down your debt, student loans can still be very challenging for some.
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By Leslie H. Tayne, Esq.
February 23, 2021
The student loan debt crisis has worsened over the last decade, with an average balance of more than $30,000. If you’re struggling to keep up with your monthly payments, you may be wondering, “Can you settle student loans?”
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By Leslie H. Tayne, Esq.
June 16, 2020
We all have to start somewhere. Even financial professionals had to build their credit from scratch. And many have dealt with financial hiccups along the way.
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