When a creditor informs you that an account has been charged off this doesn’t automatically mean that you no longer owe the debt or that the debt has been forgiven.

Many times, when a creditor informs you that your debt is charged off that simply means it has been charged off their books and sent (or bought by) to another collection agency.  The remaining balance may still be owed but now to a new creditor or collection agency.  An unpaid debt has a very negative effect on your credit score and may result in legal action if it goes unpaid for too long. If you are not sure how to manage your debt, consult a professional debt law firm.

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What People Have to Say

I just wanted to thank your entire staff at The Law Offices of Leslie H. Tayne, for helping me get out of debt. If it wasn’t for your firm, I would have never been able to resolve my $13k worth of debt in less than 3 years. Your staff did a great job, I was finally able to buy myself a brand new car without using a cosigner. I can’t tell you again how happy I am. I would recommend your services to anyone.

L.C. Client 2007-2009

I sleep like a baby at night now because of the work that you and your office have done. Rest assured that I will refer anyone I know to your office with conditions that are similarly circumstanced.

R.S. Client 2012-2014

You have been very helpful at first directing me in the right direction when I had no clue how to go about handling everything, I really appreciated all your advice and help and hope we can work something out. Thanks again for all your help and kind words, and patience.

D.M. Client 2009-2012