How to Rebuild Credit after Bankruptcy

blocks with rebuild spelled out

Improving your credit score after bankruptcy is no small feat, but it can be done. All it takes is a bit of hard work and perseverance. With that said, below is a practical guide on how to rebuild credit after bankruptcy. If you follow the steps below, you can eventually see your score start to […]

How to Write a Credit Dispute Letter

credit report dispute form letter

According to a recent investigation by Consumer Reports, a third of Americans have errors on their credit reports. If you happen to fall in that unlike a percentage, you might be wondering what you can do about it. In that case, your best move may be to write a credit dispute letter. Put simply, this […]

How to Consolidate Debt with Bad Credit

white couple looking at phones and thinking

When you have bad credit, it can sometimes feel like your financial options are limited. Fortunately, there are things you can do to take control of your debt and improve your credit score. Below is a guide on how to consolidate debt with bad credit. Read it over to get a sense of the steps […]

Can You Buy a House with Credit Card Debt?

black man and woman holding baby in air above couch

Per the latest numbers from Debt.org, the average American household carried $5,315 worth of credit card debt in the fourth quarter of 2020. With numbers like those, it’s no surprise that many would-be-homebuyers wonder, “Can you buy a house with credit card debt?” The short answer is, yes, it is possible to buy a house […]

How to Create a Debt Payoff Plan

white woman sitting on couch looking happy

When you’re in debt and want to get out of the cycle for good, one of the first steps you can take is creating a debt repayment plan. With that in mind, we’ve created a guide on how to create a debt payoff plan below. If you follow these steps, there’s a good chance that […]