How may a debt collector contact you?

Well, a debt collector may contact you in person, by mail, telephone, telegram, or fax.

However, a debt collector may not contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree. A debt collector also may not contact you at work if the collector knows that your employer disapproves of such contacts. A debt collector may only contact people regarding your debt that you have approved of, such as an attorney or a family member. If you hire an attorney then you can inform the debt collector to contact them and seize all forms of communication with you.