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Category: MCA Debt

merchant cash advance interest rates

Merchant Cash Advance Interest Rates: How They Work

If you’re considering taking out a merchant cash advance (MCA), it’s important to understand the costs involved. Most importantly, you should understand merchant cash advance rates, which don’t work like typical interest rates for traditional loans and business lending products.  MCAs are technically not loans and don’t come with traditional interest rates. Instead, MCA funders […]

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negotiate merchant cash advance

How to Negotiate with a Merchant Cash Advance Lender

A merchant cash advance (MCA) is a form of short-term business financing where a company receives a lump-sum amount of capital upfront in exchange for a percentage of its daily or weekly credit card sales, plus a fee. If you’re searching for financing for your small business, you may have encountered MCAs. And you might be wondering […]

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merchant cash advance regulation

Are Merchant Cash Advances Regulated?

It’s common for a small business owner in need of cash to turn to a merchant cash advance (MCA). This form of alternative financing is designed to help startups, small companies, and other businesses come up with extra funds when cash flow is tight and needed fast. Business owners can receive an advance in exchange […]

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