If Lyons, Doughty & Veldhuis P.C. has contacted you about a debt, it helps to know who they are and what to do next. Here’s what this debt collector does, what your rights are, and how a debt relief attorney can help.
Quick facts: Lyons, Doughty & Veldhuis
- Also known as: LDV Law
- Type: Debt collection law firm (creditors’ rights)
- Collects for: Credit card issuers and auto loan companies
- Active in: Delaware, Kentucky, Maryland, New Jersey, and Ohio
- Main office: Marlton, New Jersey
- Phone: 888-322-3922 (New Jersey, Delaware, Maryland) or 888-234-3600 (Ohio, Kentucky)
- In business since: 1994
- BBB status: Not accredited, 10 complaints in the past three years (as of September 2026)
Struggling with your debt?
Who is Lyons, Doughty & Veldhuis?
Lyons, Doughty & Veldhuis, also known as LDV Law, is a legitimate debt collection law firm that has been in business since 1994. It has offices in Delaware, New Jersey, and Ohio, and its partners include Stephen Doughty, Esq.
The firm collects debts for creditors, mainly credit card issuers and auto loan companies. When an account goes unpaid, those creditors hire LDV to collect it, often by filing a lawsuit.
It is a real law firm, not a scam. Even so, that doesn’t mean every letter or call is accurate or truly from them, so confirm any contact before you respond.
Complaints about Lyons, Doughty & Veldhuis
Lyons, Doughty & Veldhuis is not accredited by the Better Business Bureau (BBB). As of September 2026, the BBB lists 10 complaints against the firm in the past three years.
Many of those complaints involve wage garnishment, which is when money is taken from your paycheck after a court judgment. Some consumers said they didn’t know about the lawsuit until their pay was garnished, and others said the debt was too old to sue over. Others described payment plan disputes, like being told they still owed money after paying off a balance.
These are consumers’ own descriptions, not findings that the firm broke any rules. You can also search for complaints in the CFPB complaint database, which is updated regularly.
If this sounds like your situation, find out how old the debt is and whether a judgment already exists before you agree to pay anything. A debt relief attorney can check both for you.
What to do if Lyons, Doughty & Veldhuis contacts you
If LDV Law reaches out about a debt, take these steps:
- Confirm it is really them. Compare the contact details to the firm’s official information, and don’t rely on a phone number or address from the letter alone.
- Ask for the debt in writing. You have the right to request written validation, and you shouldn’t pay anything until you get it. The CFPB’s guide to debt collection includes a sample validation letter.
- Don’t admit to or pay the debt right away. What you say can affect your options later, so verify the debt first.
- Keep records. Save every letter, and note the date, name, and details of every call.
- Know your rights. Debt collectors have to follow the law, which the rights summary below explains.
- Talk to a debt relief attorney. An attorney can verify the debt, deal with the firm for you, and walk you through your options.
If Lyons, Doughty & Veldhuis sues you
Don’t ignore a lawsuit. If you’re served and don’t respond by the deadline, the court can enter a default judgment against you, which means LDV wins without you getting a chance to tell your side. That can lead to wage garnishment or money taken from your bank account.
Your deadline is printed on the court papers, and it depends on your state and the court, so check it the day you’re served. Read the complaint carefully so you understand what the debt is and how much they claim you owe. Then respond in time, in writing or by appearing in court.
A few guides can help: what to do when a collector threatens to serve you and how the statute of limitations on debt works, since a debt that’s too old to sue over changes your options. If LDV has already asked the court for a default judgment, see how to respond to a motion for default judgment.
Your rights when dealing with debt collectors
The Fair Debt Collection Practices Act (FDCPA), the federal law that governs debt collectors, gives you real protections. Collectors can’t harass you, lie about what you owe, or call you before 8 a.m. or after 9 p.m. They also have to verify the debt if you dispute it, and once you tell them you have a lawyer, they must deal with your attorney instead of you.
For the full list, see your rights under the FDCPA. If you believe LDV has broken these rules, you can file a complaint with the FTC, the CFPB, or your state attorney general. In New York, that’s the New York Attorney General.
If you live in Maryland, you can also contact the Maryland Office of Financial Regulation, which licenses debt collectors in the state.
Lyons, Doughty & Veldhuis phone number and address
Lyons, Doughty & Veldhuis uses two main phone numbers. If you live in New Jersey, Delaware, or Maryland, call 888-322-3922. If you live in Ohio or Kentucky, call 888-234-3600.
If the number or address on your letter doesn’t match these, check before you share any personal information. The firm has three law offices in Wilmington, Delaware, Marlton, New Jersey, and Dublin, Ohio:
| Lyons, Doughty & Veldhuis, P.A. 15 Ashley Place, Suite 2B Wilmington, DE 19804 | Lyons, Doughty & Veldhuis, P.C. 5 Greentree Centre 525 Rt. 73 North, Suite 400 Marlton, NJ 08053 | Lyons, Doughty & Veldhuis, P.C. 495 Metro Place South, Suite 360 Dublin, OH 43017 |
How Tayne Law Group Can Help
If Lyons, Doughty & Veldhuis has contacted or sued you, you don’t have to handle it alone. Tayne Law Group, P.C. is an award-winning consumer and business debt relief law firm that helps people resolve debts being collected by firms like LDV.
Our attorneys can review the letter or lawsuit, check whether the debt is valid and still within the time limit to sue, and deal with LDV for you. That way, you’re not negotiating alone or guessing at your deadlines.
We offer a free phone consultation to talk through your options. Call 866-890-7337 or fill out our short contact form. We never share or sell your information, and all conversations are confidential.
Related debt collectors we help clients with
- Pressler, Felt & Warshaw, LLP
- Weltman, Weinberg & Reis Co., LPA
- Zwicker & Associates
- Selip & Stylianou
- Rubin & Rothman, LLC
Struggling with your debt?
FAQs
Who is LDV Law?
LDV Law is the short name for Lyons, Doughty & Veldhuis, a creditors’ rights law firm. It collects consumer debts for the creditors it represents and has offices in New Jersey, Delaware, and Ohio.
Is Lyons, Doughty & Veldhuis a scam?
No. It’s a real debt collection law firm that has been in business since 1994. Scammers sometimes pretend to be real firms, though, so confirm any call or letter before you pay.
Why am I being contacted by Lyons, Doughty & Veldhuis?
Most likely, a creditor the firm represents, such as a credit card company or auto loan company, says you owe money on an unpaid account. Ask for written proof of the debt, and consider speaking with a debt relief attorney before you respond.
What does Lyons, Doughty & Veldhuis collect for?
Lyons, Doughty & Veldhuis mainly collects credit card and auto loan debts. It works in New Jersey, Delaware, Maryland, Ohio, and Kentucky.
What is the phone number for Lyons, Doughty & Veldhuis?
The firm’s main number is 888-322-3922 for New Jersey, Delaware, and Maryland, and 888-234-3600 for Ohio and Kentucky. Make sure the number matches your letter before you share any personal information.
Can Lyons, Doughty & Veldhuis garnish my wages?
Only after it wins a court judgment against you, which is why you should never ignore a lawsuit. How much can be taken from your pay depends on your state. Some income, like Social Security, is generally protected from this kind of collection.
How do I know if a debt collector is suing me?
If a debt collector is suing you, you’ll be notified through a court complaint and summons. The debt collector may also contact you directly by phone or mail. If you receive a court complaint and summons, it’s important to respond on time and, if needed, appear in court.
Leslie H. Tayne, Esq. is a New York debt relief attorney and the founder of Tayne Law Group, P.C. With more than 25 years of experience, she focuses on consumer and business debt resolution, including merchant cash advance (MCA) debt, credit card debt, and small business debt. Leslie earned her J.D. from Touro Law Center and holds a B.A. in Public Affairs from SUNY Albany.
She is the author of Life & Debt: A Fresh Approach to Achieving Financial Wellness. A New York Super Lawyer from 2015 to 2024, Leslie is regularly quoted as a financial expert by CBS News, Forbes, The Wall Street Journal, CNBC, Consumer Reports, and other national outlets.