Is Sunrise Credit Services, Inc. contacting you about money you owe them?
Does Sunrise Credit Services, Inc. say you’ve defaulted on a debt, and you owe them money? Unsure what to do next? It’s scary and often overwhelming when a creditor says you owe them money and starts calling you. If this is what you or a loved one is experiencing, then calling us at the Tayne Law Group can be crucial to ensuring you know your rights when a creditor like Sunrise Credit Services contacts you to pay a debt.
Who is Sunrise Credit Services?
Sunrise Credit Services is a family-owned, accounts receivable management service collecting debts for creditors across the country, like Bank of America and AT&T. With 35 years in business, they have collected debt in industries such as college tuition, retail store cards, banking credit cards, and telecommunications. According to the Better Business Bureau, Sunrise Credit Service is an accredited business with an “A+” rating.
The contact information for Sunrise Credit Services is as follows:
Sunrise Credit Services, Inc.
260 Airport Plaza
Farmingdale, New York 11735
Phone number: (800) 208-8565
www.sunrisecreditservices.com
What is Sunrise Credit Services’s reputation as debt collectors?
As of October 4, 2023, Sunrise Credit Service has a B rating from the Better Business Bureau. Their BBB profile says they have been BBB accredited since December 14, 2012, and have been in business for 49 years.
Sunrise Credit Service is rated 1 out of five stars based on 56 customer reviews on the BBB website. They have 255 complaints closed in the last 3 years, with 81 complaints closed in the last 12 months.
The Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database has 1,061 entries for “Sunrise Credit Service Inc.” with 857 of these complaints related to “debt collection.”
Can Sunrise Credit Services go after you for money owed to their client?
Generally, yes. However, if you are unsure if you owe the money, then you can dispute the debt and ask Sunrise Credit Services to verify the debt they claim you owe them. Since Sunrise Credit Services is a collection company, their goal is to collect on a debt that you owe.
Debt collection can sometimes lead to intimidating and sometimes harassing phone calls. We can help you understand the process of debt collection, the best kind of debt settlement, investigate your debt, and also devise a strategy that will make the most sense for your specific financial and debt resolution goals.
What Should you do if you receive a letter or a call from Sunrise Credit Services?
If Sunrise Credit Services has reached out to you, it’s essential to be aware of your rights and safeguards. The Fair Debt Collection Practices Act (FDCPA) offers federal defense against specific methods of debt collection.
Debt holders shouldn’t be harassed by creditors or debt collectors aiming to retrieve the owed amount. It’s mandatory for them to comply with the statute of limitations for debt collection as mandated by both federal and state laws.
When debt collection agencies can’t achieve a settlement, they might pursue legal avenues. This could have repercussions, like wage garnishments, and might get reported to the credit bureaus, potentially affecting your credit score and credit report.
Sunrise Credit Service accounts that we’ve been successful in negotiating:
Working together with the right debt resolution law firm like Tayne Law will give you peace of mind that your debts are being handled in the best possible way.
Tayne Law Group has resolved a debt recently with Sunrise Credit Services through the settlement of the debt. The original creditor was Bank of America, with a balance of $23,862.66, and settled for $7,200, interest-free! Our client was thrilled to hear the result of the settlement.
Call for a free, no-obligation debt help consultation and see what a difference a phone call can make. 1-866-890-7337
