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Contacted by Sunrise Credit?

Learn how Tayne Law can guide you by booking a free phone consultation.

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Jump to: Who Is Sunrise Credit

Is Sunrise Credit Services, Inc. contacting you about money you owe them?

Does Sunrise Credit Services, Inc. say you’ve defaulted on a debt, and you owe them money? Unsure what to do next? It’s scary and often overwhelming when a creditor says you owe them money and starts calling you. If this is what you or a loved one is experiencing, then calling us at the Tayne Law Group can be crucial to ensuring you know your rights when a creditor like Sunrise Credit Services contacts you to pay a debt.

Who is Sunrise Credit Services?

Sunrise Credit Services is a family-owned, accounts receivable management service collecting debts for creditors across the country, like Bank of America and AT&T. With 35 years in business, they have collected debt in industries such as college tuition, retail store cards, banking credit cards, and telecommunications. According to the Better Business Bureau, Sunrise Credit Service is an accredited business with an “A+” rating.

The contact information for Sunrise Credit Services is as follows:

Sunrise Credit Services, Inc.
260 Airport Plaza
Farmingdale, New York 11735
Phone number: (800) 208-8565
www.sunrisecreditservices.com

What is Sunrise Credit Services’s reputation as debt collectors?

As of October 4, 2023, Sunrise Credit Service has a B rating from the Better Business Bureau. Their BBB profile says they have been BBB accredited since December 14, 2012, and have been in business for 49 years.

Sunrise Credit Service is rated 1 out of five stars based on 56 customer reviews on the BBB website. They have 255 complaints closed in the last 3 years, with 81 complaints closed in the last 12 months.

The Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database has 1,061 entries for “Sunrise Credit Service Inc.” with 857 of these complaints related to “debt collection.”

Can Sunrise Credit Services go after you for money owed to their client?

Generally, yes. However, if you are unsure if you owe the money, then you can dispute the debt and ask Sunrise Credit Services to verify the debt they claim you owe them. Since Sunrise Credit Services is a collection company, their goal is to collect on a debt that you owe.

Debt collection can sometimes lead to intimidating and sometimes harassing phone calls. We can help you understand the process of debt collection, the best kind of debt settlement, investigate your debt, and also devise a strategy that will make the most sense for your specific financial and debt resolution goals.

What Should you do if you receive a letter or a call from Sunrise Credit Services?

If Sunrise Credit Services has reached out to you, it’s essential to be aware of your rights and safeguards. The Fair Debt Collection Practices Act (FDCPA) offers federal defense against specific methods of debt collection.

Debt holders shouldn’t be harassed by creditors or debt collectors aiming to retrieve the owed amount. It’s mandatory for them to comply with the statute of limitations for debt collection as mandated by both federal and state laws.

When debt collection agencies can’t achieve a settlement, they might pursue legal avenues. This could have repercussions, like wage garnishments, and might get reported to the credit bureaus, potentially affecting your credit score and credit report.

Sunrise Credit Service accounts that we’ve been successful in negotiating:

Working together with the right debt resolution law firm like Tayne Law will give you peace of mind that your debts are being handled in the best possible way.

Tayne Law Group has resolved a debt recently with Sunrise Credit Services through the settlement of the debt. The original creditor was Bank of America, with a balance of $23,862.66, and settled for $7,200, interest-free! Our client was thrilled to hear the result of the settlement.

Call for a free, no-obligation debt help consultation and see what a difference a phone call can make. 1-866-890-7337

FAQs

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How our debt relief works

From first contact with us to the moment we secure a settlement, your journey with us is designed to be easy and worry-free, ensuring you receive the support you need at every stage.

  • First, reach out

    Use our form to request a consultation, send us an email, or give us a call. The first phone consultation with our staff or an attorney is always free!

  • We’ll learn about you

    In the consultation, we’ll talk about your situation and find the best solution to get you out of debt. We’ll also discuss a low monthly payment that fits within your budget.

  • Make the first payment

    Once you make your first payment, all communications with creditors happen through us. It’s one less thing to worry about!

  • You’re one step closer

    From that point on, we’ll support your journey, help you understand your debt, and be there for you throughout the entire process.

    To get started, call (866) 890-7337.

To get started, call (866) 890-7337.

Why people choose Tayne Law

A debt relief law firm

Personalized Program

Every situation is unique. We’ll work with you to find a solution that resolves your debt and frees up your cash flow.

No-billing
Policy

You make one low monthly payment and will never get an unexpected bill.

Experienced NY Debt Attorneys

We have more than 20+ years of experience providing clients with debt relief.

Confidential & Trusted

As a law firm, our attorneys follow strict client confidentiality. Our services are discrete and effective.

Work with Creditors

We work with all creditors, whether you’re dealing with a collections firm, a national bank, credit union, or another lender.

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A team member will respond within 1 business day.

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