Frequently Asked Questions & Resources

Sort through our frequently asked questions to learn more about your debt and our debt relief program.
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Struggling to make payments to Credibly?

Quick-fix funding options, like those from Credibly, can be difficult to repay, especially if the lender is taking payments from you daily or weekly right out of your operating account. You may feel as though you’re struggling to keep your business on track and can’t pay other bills as you manage these payments and your other expenses. With more than two decades of experience resolving business debt, and a team ready to stand with you to resolve this, the Tayne Law Group, P.C. can help you find a solution that makes sense and avoid bankruptcy.

Credibly claims to offer business funding to small-to-medium-sized businesses in the forms of small business loans, working capital, and merchant cash advances (MCAs). With merchant cash advances, the company then takes a certain percentage of your business’s sales as repayment. This can often trap business owners in a debt cycle and make paying other bills extremely difficult. These kinds of lenders may also say they won’t work with third parties to keep you from getting the help you need to resolve this debt. A law firm with experience in resolving this kind of debt like the Tayne Law Group can guide you.

Business owners may want to consider alternatives to merchant cash advances and financing offered by Credibly. Short-term loans are often an option for businesses that may have more difficulty qualifying for traditional loans. Small business lines of credit can also be beneficial if you have the credit. But if you don’t have that option and you’re struggling, look for an alternative to funding that helps you stay out of debt.

Tayne Law Group, P.C. knows loan companies like Credibly and what they can do for your business. For over 20 years, we’ve resolved millions of dollars in debt for clients while helping you refocus your business on what’s most important to you. Our proven debt resolution strategies are tailor-made for your situation. We will work to come to an agreement that is suitable for your business’s budget and something the creditor is happy to accept. Additionally, we will never ask you to take on more loans, go deeper into debt, or come up with large retainers for us to begin helping you. Call the team at Tayne Law Group today and get on board with resolving this debt once and for all. The call is always free for you so don’t wait – call today!

FAQs about Credibly

What is Credibly?

Credibly, formerly known as RetailCapital, claims to provide small-to-medium-sized businesses with funding options. Their options include small business loans, working capital, and merchant cash advances. In some cases they offer same-day funding for loans. Additionally, the company claims to serve 325 industries across the United States.

What types of small business funding does Credibly offer?

Credible offers working capital loans and merchant cash advances. Their website states they also offer other forms of loans and lines of credit as well.

Why would a business owner work with Credibly?

Credibly claims to work with businesses based on a set of values, including integrity, innovation, and respect. The company’s qualification process is simple, and businesses can receive funding within 48 hours of approval. The process considers business cash flow and recent bank statements, rather than just credit history.

How are loans with Credibly repaid?

The company takes a portion of the business’s sales over time, which can be debilitating to a business. Generally, these are short time frames. This process can result in incredibly high APRs.

Where is Credibly located?

25200 Telegraph Rd., Suite 350
Southfield, MI 48033
(888) 302-5744

New York
270 Madison Ave, Suite 1406
New York, NY 10016

4026 N Miller Ct, Suite B200
Scottsdale, AZ 85251

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We know there are a million questions to ask, which is why we maintain a strict no-billing policy. As a client, you can ask us about credit cards, debt consolidation, your credit report, anything really, and we won’t send you an unexpected bill. Instead, you make one low monthly payment that fits your budget. By keeping it simple, you can have peace of mind and focus on paying down your debt.

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Why people choose Tayne Law

A debt relief law firm

Personalized Program

Every situation is unique. We’ll work with you to find a solution that resolves your debt and frees up your cash flow.


You make one low monthly payment and will never get an unexpected bill.

Experienced Debt Attorneys

We have more than 20-years of experience providing clients with debt relief.

Confidential & Trusted

As a law firm, our attorneys follow strict client confidentiality. Our services are discrete and effective.

Work with Creditors

We work with all creditors, whether you’re dealing with a collections firm, a national bank, credit union, or another lender.

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