A refinance is a loan modification which changes the terms of debt, usually replacing an existing interest rate with a lower interest rate.

When people are struggling with credit card debt and other types of unsecured debts many times they look to refinance their debts, such as a mortgage. This is not a solution to the problem at hand, which is the lack of cash flow to pay off these debts.  We usually suggest settling debts verses refinancing them.  If you are struggling with credit card debt and are not sure what method you should use to repay that debt, contact us!

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What People Have to Say

I just wanted to thank your entire staff at The Law Offices of Leslie H. Tayne, for helping me get out of debt. If it wasn’t for your firm, I would have never been able to resolve my $13k worth of debt in less than 3 years. Your staff did a great job, I was finally able to buy myself a brand new car without using a cosigner. I can’t tell you again how happy I am. I would recommend your services to anyone.

L.C. Client 2007-2009

I sleep like a baby at night now because of the work that you and your office have done. Rest assured that I will refer anyone I know to your office with conditions that are similarly circumstanced.

R.S. Client 2012-2014

You have been very helpful at first directing me in the right direction when I had no clue how to go about handling everything, I really appreciated all your advice and help and hope we can work something out. Thanks again for all your help and kind words, and patience.

D.M. Client 2009-2012

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