Frequently Asked Questions & Resources

Sort through our frequently asked questions to learn more about your debt and our debt relief program.
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Paying Debt That Has Been Charged Off?

You may be responsible for paying a debt that has been charged off.

The term “charge off” means that the original creditor has given up on being repaid according to the original terms of the loan. Many people confuse charge off and forgiven. If your debt has been forgiven you do not usually owe the balance, but a charge off means that one creditor has written the debt off and sold or gave it to another collection firm to collect on. If your debt has been charged off, you do owe the balance and there can be serious consequences if it goes unpaid, such as a frozen bank account or wage garnishment. If you are unsure if your debt has been forgiven or charged off contact a professional who can assist you in locating this information.

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We know there are a million questions to ask, which is why we maintain a strict no-billing policy. As a client, you can ask us about credit cards, debt consolidation, your credit report, anything really, and we won’t send you an unexpected bill. Instead, you make one low monthly payment that fits your budget. By keeping it simple, you can have peace of mind and focus on paying down your debt.

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Why people choose Tayne Law

A debt relief law firm

Personalized Program

Every situation is unique. We’ll work with you to find a solution that resolves your debt and frees up your cash flow.

No-billing
Policy

You make one low monthly payment and will never get an unexpected bill.

Experienced Debt Attorneys

We have more than 20-years of experience providing clients with debt relief.

Confidential & Trusted

As a law firm, our attorneys follow strict client confidentiality. Our services are discrete and effective.

Work with Creditors

We work with all creditors, whether you’re dealing with a collections firm, a national bank, credit union, or another lender.

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