Frequently Asked Questions & Resources

Sort through our frequently asked questions to learn more about your debt and our debt relief program.
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LR Credit, LLC

Have You Received A Letter From a Company Named LR Credit, LLC?

Who are they and do they have the right to contact you?

First, how stressful to get a letter or phone call from a debt collector! Know that there are options to reduce and eliminate the amount of debt you have or even make the debt go away. One option is to work with a law firm like Tayne Law Group who concentrates only in resolving debt for consumers. We will receive creditor calls on your behalf while we negotiate the debts. Call NOW and discuss what’s going on to our experienced staff. See the difference one call can have!


LR Credit, LLC., is a debt collection agency that deals with charged-off credit card debt. LR Credit has many different name variations that are usually labeled LR Credit with numbers 1-23. Some of their entities are LR Credit 1, LLC, LR Credit 2, LLC. Some of these entities may no longer be active. The purpose of having so many entities may be to hold portfolios of unpaid debt that were bought with the intent of collection.

The Fair Debt Collection Practices Act (FDCPA) protects consumers from collectors so collectors cannot use abusive or obscene language use any threats of violence or harm. LR Credit deals with a high-volume of debt collection accounts and has been subjected to many FDCPA lawsuits over the years due to alleged violations of questionable practices.

Keep in mind debt collectors calls are often recorded at debt collection agencies.


EXPERIENCE: When it comes to debt collection firms that don’t have the best reputation, it’s best to have right legal counsel on your side. We work with debt collection agencies like LR Credit, LLC and others often.  Our team combined has the experience of over 60 years in debt collection. We are familiar with consumers’ rights and know we can work with you to properly assess your situation and make recommendations for the best course of action in your case.

COMFORT: Working with a debt resolution law firm who prioritizes you and your needs is what you deserve. The Tayne Law Group experience grants you peace of mind that your debts are being handled in the best possible way.

KNOWLEDGE: We know debt and know how to resolve it! Working a firm like ours assures you that your debts are being handled in the best possible way. Combined our team has over 60 years in the debt resolution and collection industry!

Call today for a free, no obligation debt help consultation and see what a difference a phone call can make. Call NOW! 1-866-890-7337

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We know there are a million questions to ask, which is why we maintain a strict no-billing policy. As a client, you can ask us about credit cards, debt consolidation, your credit report, anything really, and we won’t send you an unexpected bill. Instead, you make one low monthly payment that fits your budget. By keeping it simple, you can have peace of mind and focus on paying down your debt.

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Why people choose Tayne Law

A debt relief law firm

Personalized Program

Every situation is unique. We’ll work with you to find a solution that resolves your debt and frees up your cash flow.


You make one low monthly payment and will never get an unexpected bill.

Experienced Debt Attorneys

We have more than 20-years of experience providing clients with debt relief.

Confidential & Trusted

As a law firm, our attorneys follow strict client confidentiality. Our services are discrete and effective.

Work with Creditors

We work with all creditors, whether you’re dealing with a collections firm, a national bank, credit union, or another lender.

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