By Leslie H. Tayne, Esq.
February 24, 2023
“Should I pay the debt collector or original creditor?” That’s a question many people ask when they owe money but aren’t sure how to resolve the debt. If you have unpaid debt and collectors are calling you day and night, you might be wondering if it’s better to pay them or the original creditor. Read […]
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By Leslie H. Tayne, Esq.
February 20, 2023
Dealing with a large amount of debt can be stressful and confusing. That’s especially true if one or more debts have been sent to collections. Delinquent debts will harm your credit score and cause collectors to call you day and night. But before you can resolve the problem, you might need to know how to […]
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By Leslie H. Tayne, Esq.
February 15, 2023
Financing your business can be a daunting experience. Not only is it difficult for small business owners to obtain financing, especially for new businesses, but it can also be stressful if things don’t go as planned and you struggle to repay what you owe. Small business loan default can occur if you go too long […]
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By Leslie H. Tayne, Esq.
February 10, 2023
If you’ve missed credit card payments or defaulted on a loan, the creditor will try to collect the debt through various methods. But if they’re unsuccessful, they may file a lawsuit against you in an attempt to collect the debt by obtaining a court judgment. If that’s happened, you might be wondering how to get […]
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By Leslie H. Tayne, Esq.
February 6, 2023
If your wages are being garnished, you need to find a solution to resolve the debt fast. Garnished wages mean you have even less income available to pay your bills and obligations. But the process for stopping or reversing wage garnishment can be complex. You may need to hire a lawyer for wage garnishment issues. […]
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By Leslie H. Tayne, Esq.
January 25, 2023
Unfortunately, debt is a way of life for most Americans. In 2021, total outstanding consumer debt reached a record $15.6 trillion, according to new data from the Federal Reserve Bank of New York. A large chunk of that debt came from mortgages and credit card balances, which increased by $52 billion in the last three […]
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By Leslie H. Tayne, Esq.
January 12, 2023
If you have a credit card, student loan, or other debt that was sent to collections, you’re probably getting lots of phone calls and messages from debt collection agencies. It’s an irritating and stressful situation. So what happens if you ignore debt collectors completely? While you might find temporary relief, ignoring debt collectors is essentially […]
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By Leslie H. Tayne, Esq.
January 10, 2023
Is a merchant cash advance confession of judgment (COJ) wreaking havoc on your small business? If you recently defaulted on a merchant cash advance, you might be surprised to find out that the MCA company got a judgment against you in court. Now, your bank accounts are frozen and you’re wondering how this happened. After […]
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By Leslie H. Tayne, Esq.
January 9, 2023
If you’re in need of business funding, you may have considered a merchant cash advance (MCA). But before you commit to one, it’s important to understand how merchant cash advance fees work. MCAs help small business owners access working capital quickly, but they’re also quite expensive compared to other financing options. So read on to […]
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By Leslie H. Tayne, Esq.
December 30, 2022
If a debt collector has contacted you, it’s critical to verify that the debt belongs to you and the information is accurate before you agree to pay or even acknowledge that it’s yours. Collection agencies are required by law to provide a debt validation letter after they first contact you, commonly referred to as proof […]
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