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Contacted by How Long Is Your Credit History??

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Jump to: Who Is How Long Is Your Credit History?

The length of your credit history is determined by when you opened your first line of credit.

A lot of components go into building a positive credit history and credit score including the current age of your credit history. Your current credit scoring model, such as FICO, may determine your credit score by calculating the average length of time that your current accounts have been open or the age of your oldest account. For example, if you recently opened your first credit card, then you may see your credit score be relatively low (even if you opened it 3-4 years ago). You can help your credit history have a positive impact on your score by avoiding opening up new cards and lines of credit. An insufficient credit history may have a small effect on your score, but that can be offset by other factors, such as timely payments on certain debt and credit accounts and low balances.

From the people we’ve helped​

As of November, 2024

How our services work

You’ll get a fast response in minutes of calling. Your journey with us is designed to be easy and worry-free, ensuring you receive the support you need at every stage of the debt resolution process.

To get started, Call (866) 890-7337

First, reach out

Request a consultation online, send us an email, or give us a call. The first phone consultation is free!

Expert help you can trust

In the consultation, we’ll talk about your debt and find the best solution for you.

Save time & money

Our open door policy allows you to call worry free anytime you need us.

To get started, Call (866) 890-7337

Why people choose Tayne Law

A debt relief law firm

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Personalized
Program

Every situation is unique. We’ll work with you to find a solution that resolves your debt and frees up your cash flow.

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No-billing
Policy

You make one low monthly payment and will never get an unexpected bill.

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Experienced NY Debt Attorneys

We have more than 20+ years of experience providing clients with debt relief.

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Work with
Creditors

We work with all creditors, whether you’re dealing with a collections firm, a national bank, credit union, or another lender.

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Confidential &
Trusted

As a law firm, our attorneys follow strict client confidentiality. Our services are discrete and effective.

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A team member will respond within 1 business day.

Request a Free Consultation

Your initial phone consultation is free and requires no committment!
A team member will respond within 1 business day.

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