Is NES (National Enterprise Systems) Contacting You About Money You Owe to Them?
So NES says you’ve defaulted on a debt and owe them money. It’s scary and often overwhelming when a creditor says you owe them money. If this is what you or a loved one is experiencing, then calling us at the Tayne Law Group is crucial to ensure you know your rights when a creditor like NES contacts you to pay a debt.
Who is NES?
NES is a debt collection agency servicing credit grantors from retail, automotive, financial services, and telecommunications industries in all fifty states. They are headquartered in Solon, Ohio.
Make sure it is NES which lists their contact information as:
National Enterprise Systems
29125 Solon Rd
Solon, OH 44139
Phone number: (800) 973-0600
Is NES Legitimate?
NES is a legitimate debt collection company. As of November 30, 2023, NES has an A+ rating from the Better Business Bureau. Their BBB profile says they have been in business for 36 years and notes they are not a BBB-accredited business.
NES is rated 1 out of five stars based on seven customer reviews on the BBB website. 40 complaints have been closed in the last three years, with 11 in the last 12 months.
The Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database has 686 entries for “National Enterprise Systems, Inc.” with 556 of these complaints related to “debt collection.”
Can NES Go After You for Money?
Generally yes, if you are unsure if you owe the money, then you can dispute the debt and ask NES to verify the debt they claim you owe them. Per the NES website, they are in good standing with significant collection industry associations including ACA International, the Consumer Bankers Association, and the Debt Buyers Association.
What should you do if you receive a letter or a call from NES?
If NES has contacted you, know your consumer rights and protections. The Fair Debt Collection Practices Act (FDCPA) provides federal protection against specific debt collection tactics.
Creditors and debt collectors must also adhere to the statute of limitations to collect on debt as federal and state law requires. They cannot harass those with debt to attempt to collect.
Debt collection agencies often take legal action if they cannot settle the debt. This can lead to legal consequences such as wage garnishment, which may also be reported to the credit bureaus and end up on your credit report.
Tayne Law Group’s Experience Resolving Debt With Nes
Tayne Law Group’s debt settlement team has gone against NES and other debt collectors and helped our clients reduce debt, settle debts, and pay off debts with NES. The results they were looking for were achieved. We deal with creditor’s calls – so you don’t have to!
Working with the right debt resolution law firm like Tayne Law will give you peace of mind that your debts are handled best. Call today for a free, no-obligation debt help consultation and see what a difference a phone call can make. Call NOW! 866-890-7337
NES Success Stories at the Tayne Law Group
I set the client’s account from $13,414.11 to $6,037.00, a savings of $7377.11. That was one happy client!
FAQs
National Enterprise Systems (NES) is a debt collection agency that works with various clients across multiple sectors. They typically serve clients in areas such as credit card companies, student loans, auto loans, healthcare providers, and telecommunications. The specific entities they collect for can vary and are often subject to change based on their current contracts and client requirements.
Yes, National Enterprise Systems is a legitimate debt collection agency. They are known for providing debt recovery services and are registered to operate in the field of debt collection.
Like any debt collector, National Enterprise Systems can pursue wage garnishment but only after obtaining a court judgment. This means they must first sue the debtor and win the case in court. After a judgment is granted, they can then seek wage garnishment as a means to recover the owed debt. However, the process and the debtor’s rights can vary by state law.
The amount National Enterprise Systems can charge or collect through wage garnishment is not set by the agency itself but is determined by court order and governed by state and federal laws. Generally, there are limits on the percentage of a debtor’s earnings that can be garnished. These limits are designed to ensure that the debtor retains sufficient income for basic living expenses. The specific amount or percentage that can be garnished will depend on the debtor’s situation, the type of debt, and the applicable legal guidelines.
