If you’re overwhelmed with credit card debt, negotiating a settlement can allow you to satisfy the outstanding debt for less than what you owe. However, trying to negotiate a credit card debt settlement yourself can be a bad idea. Here’s what you need to know about credit card debt settlement and why it can make […]
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According to the latest Federal Reserve data, nearly half of American households have debt. And while debt is common, it can quickly become overwhelming, leading to negative consequences like poor credit, debt being sent to collections, and even lawsuits. If you’re being sued for your credit card debt, it’s important to understand your options, your […]
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If you owe a past-due debt, you may have already started receiving phone calls from a debt collection company. However, federal law dictates what debt collectors can and cannot do when communicating with you. The Fair Debt Collection Practices Act (FDCPA) includes several important consumer protections. If a creditor violates your rights as a debtor, […]
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