Explore expert insights and guidance on understanding and navigating debt.
Explore our articles to learn about debt relief, debt settlement, debt consolidation, and various ways to handle your credit card debt, business loans, and much more!
When you borrow money from a lender or creditor, you are legally obligated to repay it. Therefore, if you are not holding up your end of the agreement, the lender or creditor can sue you. If the lender, creditor, or collection agency is successful in the debt collection lawsuit, it can result in a judgment […]
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When your credit card is denied and your checks bounce, having a frozen bank account can be a scary and stressful experience. A creditor freezing your bank account can be incredibly unpleasant, especially if you’re not expecting it. As the account holder, you may not even realize that you owe money to someone or that […]
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You’re not alone if you’re juggling credit card balances but dreaming of a new home. Many buyers wonder if debt will block their mortgage approval. According to the latest numbers from the Federal Reserve Bank of St. Louis, the average American household carried $6,065 worth of credit card debt in 2024. Given these numbers, it’s […]
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If your business is behind on payments, you could eventually be sent to collections, a process that can be both financially and emotionally stressful. Understanding what happens when a business is sent to collections can help you prepare, respond strategically, and reduce long-term damage. Here’s what you need to know about the commercial debt collection […]
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Managing business debt can be one of the most challenging aspects of running a company, especially when cash flow is tight and creditor pressure is mounting. Whether you’re dealing with overdue invoices, high-interest business loans, or mounting credit card balances, effective debt negotiation can help you regain control and keep your business afloat. Here’s what […]
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Selling a business is rarely simple, but it becomes even more complicated when a merchant cash advance (MCA) is involved. Since MCAs don’t function like traditional loans, the way they affect a sale can be confusing for business owners trying to move on. It’s crucial that you understand how MCAs work, what obligations you have, […]
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Merchant cash advances (MCAs) can provide quick capital for your business for anything from short-term expenses to long-term business growth if you can’t access traditional financing. But MCAs can quickly spiral out of control, especially if you’re stacking more than one at a time. If you’re considering using an MCA for your business, it’s important […]
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When cash flow gets tight, a merchant cash advance (MCA) can seem like the perfect solution for small businesses. Fast access to capital without the lengthy approval process of a traditional bank sounds appealing. But without proper strategy, that quick access to cash can quickly become a financial burden that drains your business. The key […]
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When managing credit card debt, many people worry about the potential consequences of unpaid balances. One of the most severe actions a credit card company can take is placing a judgment lien on your real property — a situation that has many negative consequences and challenges. Read on to learn how a credit card company […]
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Inflation has become a significant challenge for American consumers and businesses, driving up the cost of goods and services across the economy. From groceries and housing to basic needs like healthcare, rising prices are putting financial strain on consumers nationwide. The Federal Reserve has responded to inflation by raising interest rates, creating a ripple effect […]
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Are you far behind on your credit card payments? You may be worried that your credit card company will sue you. This is a very real possibility, especially if you owe a large amount and haven’t made any payments for more than six months. But how often do credit card companies sue for non-payment? The […]
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The government shutdown is finally over. But for many federal workers, the financial stress is just starting. Weeks without pay forced thousands to lean on savings — and take on debt — to stay afloat. Now that paychecks are flowing again, it’s time to assess the damage and take steps to rebuild your financial stability. […]
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Many business owners who received an EIDL during the pandemic may wonder if they qualify for forgiveness. Read on to learn more about the terms of EIDL loan forgiveness and eligibility requirements.
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If you’re overwhelmed with your credit card debt and you’ve exhausted your traditional repayment options, you may decide to consider either debt settlement or bankruptcy. Both of these debt relief options can alleviate some of the financial pressure your debt has caused and provide you with a fresh start to move forward. Debt settlement and […]
Read NowWhile our staff and attorneys are based in New York, Tayne Law Group P.C. serves clients from across the country! Whether you prefer to talk on the phone, schedule a video call, or want to come into one of our New York locations, our staff and lawyers are here to answer any of your questions.
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Your initial phone consultation is free and requires no committment!
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Your initial phone consultation is free and requires no commitment!
A team member will respond within 1 business day. Your free consultation phone call may not be with an attorney and does not include legal advice. This is limited to the first call on a new matter.
Your initial phone consultation is free and requires no commitment!
A team member will respond within 1 business day. Your free consultation phone call may not be with an attorney and does not include legal advice. This is limited to the first call on a new matter.
A Tayne Law team member will respond within
1 business day.
Call (866) 890-7337